Financial & Insurance

It is our goal that all our patients be able to comfortably afford dental care. We proudly offer the following financial options so our patients can have the opportunity to enjoy the benefits of optimal dental health.

Financial Menu

  • PLAN A: PREPAYMENT IN FULL (treatment over $1,000.00)
    Our office offers a savings program for patients willing to pay for the entire fee of their treatment plan prior to treatment beginning. We extend a 5% savings for prepayment in cash or credit card. The savings program applies to treatment fees of $1,000.00 or more. The savings program does require that you file and accept your insurance. There is no assignment of benefits to our office with this program. (Patients with Delta Dental Insurance are excluded from this option.)

  • PLAN B: CARECREDIT (treatment over $1,000.00)
    You may apply for a healthcare credit card specifically designed to pay for treatments and procedures. CareCredit has two unique features. Every CareCredit transaction is eligible for a NO Interest (if paid within promotional period) or Low Fixed Interest Payment Plan.

  • PLAN C: PRE-AUTHORIZED PAYMENT OPTION (treatment over $800.00)
    This option allows you to extend payment up to a maximum of six months interest-free. A one-third down payment is required prior to treatment beginning. Your remaining payments are handled by pre-authorization of payment through your Checking, Savings or Credit Card account. You will simply choose a day of the month convenient for your budget for an automatic withdrawal from your account with a service fee of $2.50.

  • PLAN D: PAYMENT AT TIME OF SERVICE
    Cash, Checks, Visa, MasterCard and Discover credit cards will be accepted for the full amount of the fee at the time the service provided.

Insurance

Our office understands the value of insurance benefits to our patients. It is our pleasure to assist you in maximizing your insurance benefit by completing your claim forms. Rarely does an insurance company cover an entire bill. We will do our best to estimate your deductible and the portion that will be covered by your insurance carrier; however, the entire fee for services provided is your direct responsibility. This includes any non-covered services, deductibles or co-payments particular to your insurance plan. We ask that you be aware of your financial responsibilities under the terms of your policy. If, for any reason, we have not received your insurance carrier’s payment 90 days after the claim, the remaining balance will be due and payable by you and subject to 18% APR.

Forms of Payment and Balances Due

In order to facilitate access to the very best health care possible, you may choose from any of the following (including any combination thereof) Cash, Visa, MasterCard, American Express, Discover, Money Order, Personal Cheeks or Dental Fee Plan (see above). Balances over 90 days will incur a finance charge of 18% APR.